Access clicking "Enroll Now" above, and view your current benefits, make updates for the plan year, and update your life insurance beneficiary. To complete an election, select the appropriate event and click "Begin Event."
Additional product and carrier information can be found on the Resources page. In addition to this website, the Benefits Service Center is another resource for enrollment assistance, benefits questions, and Annual Enrollment Support. We can help with:
Access the 2026 New Hire Benefits Guide here.
Effective January 1, 2026 – All employees who work in the state of Minnesota only will fall under the new Minnesota Paid Leave Benefit (MN PFML). The Minneota State Paid Leave program is a state mandated Family and Medical Leave benefit that pays you a portion of your earnings if you need to be away from work due to a family or medical leave event.
A Health Savings Account (HSA) allows you to deposit Federal Income and Social Security tax-free money from each paycheck into your HSA account to be used for specific expenses. HSA funds can be used for medical, dental, vision, pharmacy, and other related expenses. HSA funds are ALWAYS YOURS.
The Flexible Spending Accounts (FSA) allow you to set aside pre-tax funds that are available for healthcare and dependent day care expenses. You may enroll in the Healthcare FSA (for medical, dental, vision, pharmacy, and other related expenses) and / or the Dependent Care FSA (primarily for dependent day care expenses). If you are enrolled in the HSA Medical Plan, you also have the option to enroll in a Limited Purpose Healthcare FSA.
Life Insurance can help provide financial protection for your family if you pass away. The money received from a life insurance policy could help your family with both everyday and future expenses, including medical bills, funeral costs, utilities, college tuition, and mortgage payments. Life Insurance provides you with coverage as long as you continue paying your monthly premium.
Your cost will vary depending on your age and amount of coverage you elect. It is important to assess your current and future financial obligations to help you determine the coverage that's right for you. Our Benefits Service Center Specialists can help you make the right decision for you and your family.
Our vision changes over time, so you may not be aware of your need for vision correction. That’s why an annual eye exam is critical to keeping your view of the world sharp and clear. Vision Insurance helps offset the costs of routine checkups and vision correction wear that may be prescribed. Routine eye exams are a preventive measure for maintaining your overall health and wellness, and your doctor will look for vision problems and signs of serious medical conditions such as glaucoma, cataracts, diabetes, and even cancer.
Dental Insurance is designed to offer you coverage for common dental care issues and to help you budget for dental services. You pay for a certain amount out-of-pocket for services covered by your plan before your insurance starts paying (known as your deductible). Under this plan, the deductible is waived for preventive services like exams, cleanings, and x-rays. After you meet your deductible, you’re responsible for a percentage of covered expenses, which is called co-insurance.
There are two medical plans available to employees and their families: PPO 3000 plan, and HSA 5500 plan. Each plan includes coverage for preventive care, visits to primary care and specialty care providers, hospital stays, urgent care, and the emergency room. When thinking about your health benefits, don’t look at just one thing, like your contributions or the deductible—be sure to consider the whole picture!